Personal loans and Short-term loans. Quick easy safe 2 minute online application.
Personal loans South Africa. Apply Online for up to R350 000 with maximum 84 months to pay. Short-term loans up to R8000 with maximum 3 months to pays. You choose your repayment term. Apply online in 2 minutes. No branch visits required . Money in your account within 24 hours of approval amounts more than R8000. Money in your account instantly on approval of an amount less than R8000
✅PERSONAL LOANs UP TO R350 000
✅ FLEXIBLE REPAYMENT PERIODS
✅ Easy Online Application
✅ NO APPLICATION FEES
✅ APPROVAL IN 24 HOURS
The National Credit Act caps interest rates at 5% a month, 30% over 6 months and 60% a year.
The total cost of the loan will be R 110 594.54 which is a maximum Annual Percentage Rate (APR) of 30.98%.
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CLICK HERE FOR A BUSINESS LOAN
CLICK HERE FOR HOME LOAN APPLICATIONS
Unsecured Personal Loans
These are “unsecured” because you don’t put up anything as collateral to guarantee the Personal loan. If you default on payments, you don’t risk losing your collateral.
WE DO NOT CHARGE ANY UPFRONT FEES OR REQUIRE CLIENTS TO SUBSCRIBE TO ANY SERVICES FOR YOU TO GET A PERSONAL LOAN APPROVED.
WE WILL NEVER ASK YOU TO PAY AN UPFRONT FEE IN ORDER FOR YOUR PERSONAL LOAN TO BE RELEASED
What is a personal loan
A personal loan is a fixed amount of money provided to an individual by a bank or lender that has a fixed interest rate and a fixed repayment period. Personal loans are unsecured, which means that there is no collateral involved
There are many reasons why you might opt to take out a personal loan. Down payments on a home, consolidating your debt, covering medical expenses or surgical procedures, buying a car, or finally getting to those home improvements you’ve always wanted could all be great uses for a personal loan. The ideal reason to get a personal loan is when you are unable to cover the full amount you need to pay but are responsible enough and financially able to pay back the loan on time. Personal loans generally have lower interest rates than credit cards and can be used to consolidate multiple credit card debts into a single, lower-cost monthly payment